Policy Enhancements You Should Seriously Consider Adding to Your Boat Insurance Policy

Policy Enhancements You Should Seriously Consider Adding to Your Boat Insurance Policy

Anyone who owns a boat knows how much fun it can be to have one at your disposal whenever you like. Boating can be a fantastic pastime, but only if you’re able to keep your boat in good condition. That’s one of the reasons why it’s a good idea to have boat insurance. But is your policy covering everything you need it to? Do you need any policy enhancements?

Roadside Assistance

It might be funny to think of a boat needing roadside assistance, but if something were to go wrong on your way to or from using it, you’ll be glad you have it. Need your boat towed? Is your trailer suddenly not working properly? A roadside assistance policy enhancement has you covered. That will save you the trouble of figuring out who to call when something goes wrong.

Uninsured Boater Coverage

You probably have uninsured motorist coverage as a part of your car insurance policy. Unlike car insurance, however, boat insurance isn’t required by the state of Vermont. That means that there is a chance that you could end up in an accident with a boater who doesn’t have insurance to cover injuries that you suffer as a result. Uninsured boater coverage can take care of injuries from hit-and-run accidents and those involving an uninsured boater.

Ice and Freezing Coverage

Boating brings to mind sunny days and warm weather, but the winter in Vermont is anything but warm. Freezing temperatures, snow, and ice are to be expected, which means that unless your boat is properly sheltered it’s going to be exposed to those conditions. That can do some real damage to your boat, especially if water gets into the inner workings and freezes. As the water turns to ice, it expands. This can result in extensive damage that can be quite costly to fix. Adding an ice and freezing coverage policy enhancement lets you file a claim for damage done by such conditions.

Policy enhancements can be a great way to make sure your boat is fully covered in the exact way you need it to be. The specific enhancements that you should use will depend on your specific needs and circumstances. Just make sure you carefully read through your policy so that you understand exactly what it does cover and what it doesn’t.

Don’t have boat insurance? Check out the Recreational Vehicle Insurance we offer to get your boat the coverage you need today.

Leave a comment

Leave a Reply

Your email address will not be published. Required fields are marked *

five × 5 =