How to Protect Your Home from the Unexpected Disaster

How to Protect Your Home from the Unexpected Disaster

Unfortunately, life sometimes brings with it the unexpected tragedy. While many people try their best to not dwell on such catastrophic possibilities–preferring to close their eyes to them–the happiest people are those who feel prepared for anything that life throws at them. Here are three ways in which you can protect your home from the unexpected. 

Clear Debris

A fire within your home may occur via means that you cannot really control, like lightning or forest fire. However, there are still things you can do to mitigate your risk of fire and even protect yourself from uncontrollable situations. One of these things is to clear debris around your home and yard. As a simple explanation, the less fuel you give a potential fire—no matter if it is caused by negligence, lightening, or other means—the better off you will be. Maintain your yard by removing any waste, mowing long grass, and trimming overgrown bushes and trees. 

Maintain Proper Drainage

Both Vermont and New Hampshire get, when compared with the overall US average, above average precipitation each year. Therefore, your home may be at risk for flooding. To lower your risk for major water damage and flooding to your home, it is essential to have proper drainage. A lot of people forget about their gutters because they tend to be “out of sight, out of mind.” However, lack of proper maintenance can lead all that rainwater to seep into the home rather than flow away from the home. It is recommended that you clean your gutters at least once or twice a year, but possibly more. 

Customize Your Insurance

Most homeowners insurance policies provide coverage for the reparation of your home, as well as the damage or loss of personal property within the home if an unexpected disaster occurs. Therefore, it is essential that you get insurance and also get acquainted with your policy. Beyond just getting coverage, it is recommended that you choose a plan that is customized to meet your needs. If you are unsure what plan is best for you, consult with your provider. 

Don’t leave the fate of you, your family, and your home up to the whims of chance. Decrease your risk of disaster and protect your home by getting prepared earlier rather than later. Doing so will save you from a headache and potential tragedy in the future. 

Ready to protect your home from the unexpected? Click here to discover how we can help you get the perfect homeowners insurance policy for your needs!